Mortgages for People with Disabilities: Community HomeChoice Mortgage


Federal National Mortgage Association (Fannie Mae) designed the Community HomeChoice mortgage product for people with disabilities or with family members who have disabilities who have low to moderate income. This is a single family mortage loan program. The program offers flexibility in terms of loan-to-value, credit history, down payment sources and qualifying ratios.

The process of obtaining a mortgage through the program can be overwhelming. Many lenders work with organizations that serve people with disabilities. Contact a housing counselor at the Detroit Public Housing Commission by calling (313) 887-8000 or visiting 1301 E. Jefferson, Detroit MI. Someone may be able to assist with the application process.

The following are key components of the Community HomeChoice mortgage product.

Who is Eligible?

Any low- or moderate-income person defined as handicapped by the Fair Housing Amendment Act is eligible for the Community HomeChoice mortgage. People with disabilities mus...

Channel:  Darrick S
Hugo Quintero 

I'm on disability income can I get a home loan?


but your loan amount is based on your fixed income, correct?