Mexican Auto Insurance: How To Keep Peace of Mind in Mexico!
November 4, 2009 Filed Under: Auto Insurance
Mexico is a great place to visit and explore. From the sandy beaches to the desert sunsets, Mexico is just a fun place to enjoy traveling.
If you live in one of the neighboring states that border Mexico and drive there often, you will find it necessary to buy a Mexican auto insurance policy. While there may be limited uses for American auto insurance in Mexico, it is extremely important that travelers understand: US and Canadian Liability insurance is invalid in Mexico.
When you begin comparing rates for Mexican insurance, you will find many different places where you can purchase a policy. For instance, the border offers insurance for Mexico. However, to find the best rates and coverage, your best bet is to compare them online using a resource that has been around awhile.
Indeed, the Internet is great to look for just about any type of insurance, but especially Mexican car insurance. When you shop for a plan, you can compare and save, and you won’t be overpaying and under insuring as you might from a border vendor.
Although you may think so, your domestic auto insurance coverage does not help you if you are going to be traveling in Mexico. In fact, if you don’t have proof of Mexican insurance, you’ll probably need a large amount of cash to pay for damages on the spot. If not, you might just end up in Mexican jail, which is something you don’t want.
It can be extremely costly to clear up an innocent mistake and gain your freedom. To avoid this problem, be sure to have your Mexican insurance certificate in your vehicle at all times and keep a smaller copy (ID card) in your wallet. Should an accident occur, the authorities are not likely to be sympathetic about your situation if you do not have handy proof of coverage, and if you vehicle is stolen, how would you know who to call without the ID card in your wallet?
One traveler, Michael H. (not his real name) knew that it was important to have proper insurance in Mexico. So he bought a daily policy each time he crossed the border. After that, he thought it would save him some money to purchase an annual policy so he purchased one using mexicaninsurancestore.com.
Many Americans are ignorant of the consequences that arise from an accident in Mexico. Although one is just as likely to get into an accident on vacation after they cross the border as they are in the United States, the consequences are much more dire. They forget they are in a foreign country. Even a fender bender without the proper documentation is more trouble than you bargained for.
When you look into Mexican auto insurance, make sure that you are purchasing the right type of coverage. This is why it is important to purchase your policy before you actually get to the border, so you can be clear and understand the type of policy that you are getting.
If you’re going to Mexico for any period of time, take a few minutes and purchase the right Mexican auto insurance policy. If you should ever get into any type of altercation or accident, you’ll be very grateful that you did. The aforementioned Michael Hernandez did get into a “fender bender” once he crossed the Mexican border, and he thus encountered the Mexican police.
As he pulled out all of his daily policies, he found that all of them had expired. Unfortunately, he forgot to carry his annual policy certificate with him, and he was thrown in jail. Fortunately, he was able to reach his wife, who sent a copy of his annual auto insurance policy for the police’s information. Therefore, even though he spent six hours in a Mexican jail waiting to make his phone call, at least he did have that insurance policy; if he had not had Mexican auto insurance, it could have been much worse.
When you purchase coverage, it is in your best interest to get the right type of policy coverage for your situation. When you purchase your policy online, or before getting to the Mexican border, you can be clear on the auto insurance coverage you need and exactly what you are getting into. Just make sure you bring the policy on your trip. You do not want to be caught in a situation like the one Mike did.
Believe me; you will not regret the time or money spent when taking the time to buy authentic and recognized Mexican insurance when you are driving in Mexico. You can safely enjoy your visit and peace of mind while on vacation watching the sun go down in the desert, wiggling you toes in the sand or finding great bargains while shopping. Visit Linden Gray’s website:GMAC Mexican Insurance. More Info: Mexican Auto Insurance











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